Monthly Budget Tracker
Track monthly income and expenses by category. Adjust line items per category, then print or download your budget sheet.
Monthly Budget Tracker
Month: ___________ Year: ___________
Income
| Source | Amount |
|---|---|
| $ | |
| $ | |
| $ | |
| Total Income | $ |
Housing
| Item | Amount |
|---|---|
| $ | |
| $ | |
| $ | |
| $ | |
| Subtotal | $ |
Transportation
| Item | Amount |
|---|---|
| $ | |
| $ | |
| $ | |
| $ | |
| Subtotal | $ |
Food
| Item | Amount |
|---|---|
| $ | |
| $ | |
| $ | |
| $ | |
| Subtotal | $ |
Utilities
| Item | Amount |
|---|---|
| $ | |
| $ | |
| $ | |
| $ | |
| Subtotal | $ |
Insurance
| Item | Amount |
|---|---|
| $ | |
| $ | |
| $ | |
| $ | |
| Subtotal | $ |
Entertainment
| Item | Amount |
|---|---|
| $ | |
| $ | |
| $ | |
| $ | |
| Subtotal | $ |
Savings
| Item | Amount |
|---|---|
| $ | |
| $ | |
| $ | |
| $ | |
| Subtotal | $ |
Other
| Item | Amount |
|---|---|
| $ | |
| $ | |
| $ | |
| $ | |
| Subtotal | $ |
| Total Expenses | $ |
| Remaining (Income - Expenses) | $ |
Related Templates
FAQ
How do I use a monthly budget tracker?
Start by listing all income sources at the top. Then estimate or track actual spending for each expense category. At the end of the month, compare your totals to see where your money went and where you can adjust.
What expense categories should I track?
The template includes the most common categories: Housing, Transportation, Food, Utilities, Insurance, Entertainment, Savings, and Other. These cover the majority of household expenses and give you a clear picture of your spending.
How many line items per category do I need?
Most people need 3-4 line items per category. For example, under Housing you might list rent/mortgage, property tax, and HOA. Use the control to adjust if you need more or fewer rows.